What Is Mutual Insurance?

In these days of corporate big business, the human touch is often lost. That's why people across the province turn to Ontario Mutuals. When they need insurance protection, they prefer to deal with a neighbour-not a stranger. They know what it means to be a policyholder:

What Is Mutual Insurance?

"Mutual insurance is the peace of mind I have when I know that I will be able to speak to a person face to face."

Here's the difference between Ontario Mutuals and the large multi-national companies. Ontario Mutuals operate on a member value basis. That means we pour our resources into service and long term value for the policyholder - not returns for shareholders. As a policyholder, you have voting rights within the company on important decisions, that will direct the successful operation of the company.

Insurance at Cost

Ontario Mutuals operate on a not-for-profit basis, unlike stock companies that have to provide shareholders with dividends from profits

Leading Edge Products

Our innovative insurance products keep pace with changing needs. We can help you with your specific personal, business, farm and automobile insurance needs.

Ownership By Policyholders

Every mutual company is 100% Canadian and owned solely by its policyholders. As a policyholder, you have voting rights on important decisions.

Directed By Policyholders

All company directors are policyholders elected by policyholders-your guarantee that the company is committed to the best interests of all policyholders.

Protected By The Mutual Family Of Companies

Your local mutual company may seem relatively small, yet it is backed by one of the world's most financially secure insurance networks, 46 mutual companies known as Ontario Mutuals - providing strength, stability and expertise.

Local Service From Your Neighbours

You will receive swift, courteous and knowledgeable help from people who raise their families alongside you. They're aware of the changes happening in your community.