Ontario Mutuals are naturally equipped to understand the unique insurance needs that apply to you, your property, and your community. That's because we're part of your community and have been for generations. Because like you, when it comes to protecting our homes, we prefer to deal with a neighbour, not a stranger.
Home - It’s the place for raising a family… neighbourhood gatherings... and backyard barbecues. It’s your home, and, as the saying goes, there’s no other place quite like it.
To find an Ontario Mutual near you for more details, click on 'Locate a Mutual'.
Choosing the proper insurance program is such an important decision. It's about more than just price. It's about choosing a company that's going to be there when you need it most.
With an Ontario Mutual, you can be assured you're receiving complete and personalized protection for your residence and property.
Insurance on your home
Comprehensive or limited perils options. Swimming pools and fixed outdoor equipment. Trees, plants and patios. Includes removal of debris from insured loss. Optional guaranteed replacement costs. Separate coverage for detached garages and sheds.
Home contents and personal property
Comprehensive or limited perils options. Replacement cost coverage. Extensions for property while away from your home and for students' contents. Includes property of family members living in your home. Specialty coverage available for jewelry, fine arts, collectibles, tool, musical instruments, electronic equipment and watercraft.
Additional living expenses
If your home is damaged because of an insured loss, we will cover the extra cost of living away from your home while your house is being repaired.
We will defend you and pay for losses you are legally liable for if someone sues you because you injured them or damaged their property. Many optional extensions available.
Loss Prevention Service
On-site inspections. Fire extinguisher program. Theft reduction program.
Protection against fraud for your credit/debit cards and cheques. Coverage on the contents of your freezer if it breaks down. Cleanup coverage if gas, oil or other pollutant is accidentally spilled on your property.