Cottages & Seasonal

It's simple. When you have a claim, we'll be there for you. Because we live here too.

When you buy local, don't forget mutual insurance.

Call us today or ask your broker, and discover the mutual difference.

When you insure your recreational property with a Mutual company you can relax, because you're with neighbours. Ontario Mutuals have part of the local community for more than 150 years, so we know the landscape.

Your recreational residence.

Whether your getaway is a modest cabin in the woods or a luxurious country estate, you'll get the coverage advice and protection you need from an Ontario Mutuals company.

You don't need to tie your insurance to your primaryresidence – although we can certainly help you there if you need it. Instead, our program is designed for your secondary or recreational property protection.

Talk to real, live people!

No call centres for us – that's because we're people centred, not call-centred.

You matter to us as a person, not as a policy number. And because our sales and claims professionals take the time to get to know you, we're comfortable that we're giving you the best possible advice.

Local starts here.

We live here and we work here. Excess premiums from our company stays in this community. So we understand local.